Want to buy a new 2008 Harley Rocker Bike, how do I when have bad credit?

harley
swflsteelerfan asked:


My credit with Eaglemark is not good which is the Harley-Davidson bank for credit purchase.
Not own any trailer or property worth much.

10 Responses to “Want to buy a new 2008 Harley Rocker Bike, how do I when have bad credit?”

  1. ninebadthings Says:

    Put a second mortgage on your trailer and use the money to just pay cash.

  2. JetDoc Says:

    Dude… If your credit is bad, then your only option is to pay cash. How you get it is your problem…

  3. firefiter Says:

    here’s an idea…………..take that extra money you’d be paying on a new Harley, and use it to pay off all your other debts!!! Then, your credit will improve, just by not having past due account balances. It’s crazy, I know….but for some reason, creditors seem to respond well when you pay them the money you owe to them, and vowed to pay by signing some form of contract stating such!!!

  4. Hawg Driver Says:

    If you have defaulted or have a poor history with Eaglemark, it will be tough to get them to spot you a loan.

    If you credit itself is poor, but you have no history with Eaglemark, try going through the process. The economy in general is slow, which means bike sales are slow. They may float you a loan, but be prepared to pay a high (like 23%) interest rate. You’ll probably also have to show them a recent pay stub to prove that you can afford it.

    You may want to consider a less expensive or used bike to better your chances of getting financed and you’ll probably need to drop at least a 10% down payment.

  5. Low_Jac Says:

    Only 2 ways…

    1.Pay cash.

    2.Co Signer.

  6. Scott H Says:

    Then save your money and pay cash.

  7. jrrysimmons Says:

    Contact Barnett Harley in El Paso Texas or Las Cruces. They will sell you an overpriced bike at an insane interest rate, then repo it if you miss a payment. That’s how they got to be the biggest dealer. They finance anybody.

  8. sn00p Says:

    if you’re behind on payments, then buying a bike will make your situation worse

  9. artgrantz Says:

    If you have to ask you can’t afford it.

  10. byteme Says:

    save up and pay cash. if you cant do that you dont need it anyway.